“A Dividend Is Not a Gain (or a Loss)” on Advisor Perspectives
A dividend is not a gain! Nor is the offsetting decline in stock price a loss. Find out here what a dividend really is, and why it matters.
“Annuities in an IRA?” on Advisor Perspectives
Annuities in an IRA?!! A common view is that this combination makes no sense, since the IRA already provides the same tax deferral benefits as the annuity wrapper. But when purchased for lifetime income–in my opinion, the runaway winner among
“The Stock Market Knows There is an Election” on LinkedIn
Round Table Chief Investment Officer Nathan Dutzmann coauthored an article explaining why we don’t treat (or recommend treating) U.S. elections as a market-timing signal, regardless of outcome. Here’s a teaser/takeaway: “[The stock market] is currently and has always been aware
“My Dream Long-Term Care Insurance” on Advisor Perspectives
𝗟𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲 𝗶𝘀 𝗰𝘂𝗿𝗿𝗲𝗻𝘁𝗹𝘆 𝘁𝗵𝗲 𝗴𝗿𝗲𝗮𝘁𝗲𝘀𝘁 𝘂𝗻𝘀𝗼𝗹𝘃𝗲𝗱 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 𝗶𝗻 𝘁𝗵𝗲 𝗳𝗶𝗲𝗹𝗱 𝗼𝗳 𝗴𝗼𝗮𝗹-𝗯𝗮𝘀𝗲𝗱 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴. In theory, an “idiosyncratic” risk (i.e., a risk with an outcome that is unique to each individual) should be solvable with insurance. But the likelihood
“There Is No Magic Investment Return Fairy!”
We’ve created a series of posts on LinkedIn exploring two fundamental postulates of stock market (or, more generally, risk asset) investing: The logic is simple: A risk premium exists to compensate investment risk. To believe otherwise is to believe in
On Retirement Income, Part 9: TIPS Q&A
TIPS investing is complicated! We answer some of your questions here.
"A Dividend Is Not a Gain (or a Loss)" on Advisor Perspectives
A dividend is not a gain! Nor is the offsetting decline in stock price a loss. Find out here what a dividend really is, and why it matters.
"Annuities in an IRA?" on Advisor Perspectives
Investments: Advanced Reading Annuities in an IRA?!! A common view is that this combination makes no sense, since the IRA already provides the same tax deferral benefits as the annuity wrapper. But when purchased for lifetime income–in my opinion, the runaway winner among reasons to buy an annuity anyway–a surprisingly…
"The Stock Market Knows There is an Election" on LinkedIn
Investments: Basic Reading Round Table Chief Investment Officer Nathan Dutzmann coauthored an article explaining why we don’t treat (or recommend treating) U.S. elections as a market-timing signal, regardless of outcome.Here’s a teaser/takeaway:“[The stock market] is currently and has always been aware that an election is today. And while it doesn’t…
"My Dream Long-Term Care Insurance" on Advisor Perspectives
Investments: Basic Reading 𝗟𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲 𝗶𝘀 𝗰𝘂𝗿𝗿𝗲𝗻𝘁𝗹𝘆 𝘁𝗵𝗲 𝗴𝗿𝗲𝗮𝘁𝗲𝘀𝘁 𝘂𝗻𝘀𝗼𝗹𝘃𝗲𝗱 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 𝗶𝗻 𝘁𝗵𝗲 𝗳𝗶𝗲𝗹𝗱 𝗼𝗳 𝗴𝗼𝗮𝗹-𝗯𝗮𝘀𝗲𝗱 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴. In theory, an “idiosyncratic” risk (i.e., a risk with an outcome that is unique to each individual) should be solvable with insurance. But the likelihood of requiring long-term care (LTC) in retirement…
"There Is No Magic Investment Return Fairy!"
Investments: Basic Reading We’ve created a series of posts on LinkedIn exploring two fundamental postulates of stock market (or, more generally, risk asset) investing: The stock market is always priced for positive expected return, indeed for higher return than expected of less-risky investments. The stock market is always risky, such…
On Retirement Income, Part 9: TIPS Q&A
TIPS investing is complicated! We answer some of your questions here.