Skip to content

Insights

Recent Articles

Annuities in an IRA? A Surprising RMD Advantage for FIAs or VAs

“Annuities in an IRA?” on Advisor Perspectives

Annuities in an IRA?!! A common view is that this combination makes no sense, since the IRA already provides the same tax deferral benefits as the annuity wrapper. But when purchased for lifetime income–in my opinion, the runaway winner among
Read More
Dimensional Fund Advisors, stock markets and presidential elections

“The Stock Market Knows There is an Election” on LinkedIn

Round Table Chief Investment Officer Nathan Dutzmann coauthored an article explaining why we don’t treat (or recommend treating) U.S. elections as a market-timing signal, regardless of outcome. Here’s a teaser/takeaway: “[The stock market] is currently and has always been aware
Read More
"My Dream Long-Term Care Insurance" on Advisor Perspectives

“My Dream Long-Term Care Insurance” on Advisor Perspectives

𝗟𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲 𝗶𝘀 𝗰𝘂𝗿𝗿𝗲𝗻𝘁𝗹𝘆 𝘁𝗵𝗲 𝗴𝗿𝗲𝗮𝘁𝗲𝘀𝘁 𝘂𝗻𝘀𝗼𝗹𝘃𝗲𝗱 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 𝗶𝗻 𝘁𝗵𝗲 𝗳𝗶𝗲𝗹𝗱 𝗼𝗳 𝗴𝗼𝗮𝗹-𝗯𝗮𝘀𝗲𝗱 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴. In theory, an “idiosyncratic” risk (i.e., a risk with an outcome that is unique to each individual) should be solvable with insurance. But the likelihood
Read More
There is no magic investment return fairy!

“There Is No Magic Investment Return Fairy!”

We’ve created a series of posts on LinkedIn exploring two fundamental postulates of stock market (or, more generally, risk asset) investing: The logic is simple: A risk premium exists to compensate investment risk. To believe otherwise is to believe in
Read More

On Retirement Income, Part 9: TIPS Q&A

TIPS investing is complicated! We answer some of your questions here.
Read More
"Cathie Wood's Prediction at the Halfway Mark" on Advisor Perspectives

“Cathie Wood’s Prediction at the Halfway Mark” on Advisor Perspectives

It's tempting to say "the image says it all." But there's a whole Advisor Perspectives article because there are more insights to be gleaned from this example.
Read More
"Annuities in an IRA?" on Advisor Perspectives

"Annuities in an IRA?" on Advisor Perspectives

Investments: Advanced Reading Annuities in an IRA?!! A common view is that this combination makes no sense, since the IRA already provides the same tax deferral benefits as the annuity wrapper. But when purchased for lifetime income–in my opinion, the runaway winner among reasons to buy an annuity anyway–a surprisingly…
"The Stock Market Knows There is an Election" on LinkedIn

"The Stock Market Knows There is an Election" on LinkedIn

Investments: Basic Reading Round Table Chief Investment Officer Nathan Dutzmann coauthored an article explaining why we don’t treat (or recommend treating) U.S. elections as a market-timing signal, regardless of outcome.Here’s a teaser/takeaway:“[The stock market] is currently and has always been aware that an election is today. And while it doesn’t…
"My Dream Long-Term Care Insurance" on Advisor Perspectives

"My Dream Long-Term Care Insurance" on Advisor Perspectives

Investments: Basic Reading 𝗟𝗼𝗻𝗴-𝘁𝗲𝗿𝗺 𝗰𝗮𝗿𝗲 𝗶𝘀 𝗰𝘂𝗿𝗿𝗲𝗻𝘁𝗹𝘆 𝘁𝗵𝗲 𝗴𝗿𝗲𝗮𝘁𝗲𝘀𝘁 𝘂𝗻𝘀𝗼𝗹𝘃𝗲𝗱 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 𝗶𝗻 𝘁𝗵𝗲 𝗳𝗶𝗲𝗹𝗱 𝗼𝗳 𝗴𝗼𝗮𝗹-𝗯𝗮𝘀𝗲𝗱 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴. In theory, an “idiosyncratic” risk (i.e., a risk with an outcome that is unique to each individual) should be solvable with insurance. But the likelihood of requiring long-term care (LTC) in retirement…
"There Is No Magic Investment Return Fairy!"

"There Is No Magic Investment Return Fairy!"

Investments: Basic Reading We’ve created a series of posts on LinkedIn exploring two fundamental postulates of stock market (or, more generally, risk asset) investing: The stock market is always priced for positive expected return, indeed for higher return than expected of less-risky investments. The stock market is always risky, such…
On Retirement Income, Part 9: TIPS Q&A

On Retirement Income, Part 9: TIPS Q&A

TIPS investing is complicated! We answer some of your questions here.
"Cathie Wood's Prediction at the Halfway Mark" on Advisor Perspectives

"Cathie Wood's Prediction at the Halfway Mark" on Advisor Perspectives

It's tempting to say "the image says it all." But there's a whole Advisor Perspectives article because there are more insights to be gleaned from this example.

Accessibility Toolbar