On Retirement Income, Part 4: Stock/Bond Portfolios and Sequence-of-Returns Risk
The “4% Rule” and “Fixed Percentage Rule” are opposites…but both involve risk, including a scary beast call “sequence-of-returns” risk.
My Dream Annuity
A CPI-adjusted life annuity with a cash value…the stuff dreams are made of!
I-Bonds vs. TIPS: Compare and Contrast
This article presents an in-depth compare/contrast between I-Bonds and TIPS, with basic facts and color commentary—including several surprising discoveries!
Inflation is Up, but the Cost of Inflation-Protected Income is Down
In the past 18 months, the inflation rate has jumped more than 6X, but the cost to purchase inflation-protected income with TIPS has declined ~20%! Find out how, why, and what you can potentially do to take advantage.
Are I-Bonds the Fabled “Free Lunch”?
I-Bonds are paying a government-guaranteed rate that is higher than what is available in other types of bonds. Is this a “free lunch”? If so, how can that be?