“A Proposal to Save Private Credit (Sort Of)” on Advisor Perspectives
Private credit semi-liquid/interval funds have come under intense pressure. Here are some suggestions to prevent this from happening next time.
“Breakeven Real Rates for Delayed Social Security” on Advisor Perspectives
At what prevailing TIPS rates would it be better or worse to claim Social Security early?
“Rising Rates Are Good for You, Part 2” on Advisor Perspectives
Rising interest rates are good for most investors! Here’s why.
“Long-Horizon Investing, Part 5: Real-Life Applications Pre-Retirement” on Advisor Perspectives
The final installment on Advisor Perspectives focuses on goals-based investing techniques pre-retirement.
“Long-Horizon Investing, Part 3: The Riskiness of ‘Low-Risk’ Assets” on Advisor Perspectives
In investing, you can have safe present value OR safe future value, but not both!
“Long-Horizon Investing, Part 2: Stocks are Always Risky” on Advisor Perspectives
Part 2 of “Long-Horizon Investing” on Advisor Perspectives takes a tour of the theoretical reasons why stocks must be risky at all horizons.
On Retirement Income, Part 4: Stock/Bond Portfolios and Sequence-of-Returns Risk
The “4% Rule” and “Fixed Percentage Rule” are opposites…but both involve risk, including a scary beast call “sequence-of-returns” risk.
My Dream Annuity
A CPI-adjusted life annuity with a cash value…the stuff dreams are made of!
I-Bonds vs. TIPS: Compare and Contrast
This article presents an in-depth compare/contrast between I-Bonds and TIPS, with basic facts and color commentary—including several surprising discoveries!
Inflation is Up, but the Cost of Inflation-Protected Income is Down
In the past 18 months, the inflation rate has jumped more than 6X, but the cost to purchase inflation-protected income with TIPS has declined ~20%! Find out how, why, and what you can potentially do to take advantage.