On Retirement Income, Part 9: TIPS Q&A
TIPS investing is complicated! We answer some of your questions here.
“Cathie Wood’s Prediction at the Halfway Mark” on Advisor Perspectives
It’s tempting to say “the image says it all.” But there’s a whole Advisor Perspectives article because there are more insights to be gleaned from this example.
On Retirement Income, Part 8: Get Real Income by Getting TIPSy
Well, it has been a while, but our fictional friends Bob and Fred are finally getting some attention again. We’re pulling their financial plan out of stasis to illustrate how we can (A) build an inflation-protected income bridge from retirement to age 70, enabling someone to maximize benefits by delaying Social Security claiming and (B) add a long-term stream of inflation-protected income on top of Social Security, to fill a gap between promised benefits and inflexible annual spending needs.
“LifeX Funds Answer the Call” on Advisor Perspectives
Lifetime inflation-protected income (up to age 100) from a mutual fund!
“TD-to-Schwab Tax ‘Gotcha’ Coming in January” on Advisor Perspectives
Advisors who set up recurring withdrawals at TD need to beware. With the transition to Schwab, those scheduled January withdrawals may take effect in December instead.
“Long-Horizon Investing, Part 5: Real-Life Applications Pre-Retirement” on Advisor Perspectives
The final installment on Advisor Perspectives focuses on goals-based investing techniques pre-retirement.
“Long-Horizon Investing, Part 4: Real-Life Applications in Retirement” on Advisor Perspectives
In Part 4, we get practical, demonstrating how discoveries from previous articles can be applied to a goals-based investment approach in retirement.
“Long-Horizon Investing, Part 3: The Riskiness of ‘Low-Risk’ Assets” on Advisor Perspectives
In investing, you can have safe present value OR safe future value, but not both!
“Long-Horizon Investing, Part 2: Stocks are Always Risky” on Advisor Perspectives
Part 2 of “Long-Horizon Investing” on Advisor Perspectives takes a tour of the theoretical reasons why stocks must be risky at all horizons.
“Long-Horizon Investing, Part 1: A Ton of Feathers” on Advisor Perspectives
I’m excited to announce the publication on Advisor Perspectives of the first article in a five-part series entitled “Long-Horizon Investing”!