“Annuities in an IRA?” on Advisor Perspectives
Annuities in an IRA?!! A common view is that this combination makes no sense, since the IRA already provides the same tax deferral benefits as
“My Dream Long-Term Care Insurance” on Advisor Perspectives
๐๐ผ๐ป๐ด-๐๐ฒ๐ฟ๐บ ๐ฐ๐ฎ๐ฟ๐ฒ ๐ถ๐ ๐ฐ๐๐ฟ๐ฟ๐ฒ๐ป๐๐น๐ ๐๐ต๐ฒ ๐ด๐ฟ๐ฒ๐ฎ๐๐ฒ๐๐ ๐๐ป๐๐ผ๐น๐๐ฒ๐ฑ ๐ฝ๐ฟ๐ผ๐ฏ๐น๐ฒ๐บ ๐ถ๐ป ๐๐ต๐ฒ ๐ณ๐ถ๐ฒ๐น๐ฑ ๐ผ๐ณ ๐ด๐ผ๐ฎ๐น-๐ฏ๐ฎ๐๐ฒ๐ฑ ๐ฟ๐ฒ๐๐ถ๐ฟ๐ฒ๐บ๐ฒ๐ป๐ ๐ฝ๐น๐ฎ๐ป๐ป๐ถ๐ป๐ด. In theory, an โidiosyncraticโ risk (i.e., a risk with an
“There Is No Magic Investment Return Fairy!”
We’ve created a series of posts on LinkedIn exploring two fundamental postulates of stock market (or, more generally, risk asset) investing: The logic is simple:
On Retirement Income, Part 9: TIPS Q&A
TIPS investing is complicated! We answer some of your questions here.
“Cathie Wood’s Prediction at the Halfway Mark” on Advisor Perspectives
It’s tempting to say “the image says it all.” But there’s a whole Advisor Perspectives article because there are more insights to be gleaned from this example.
On Retirement Income, Part 8: Get Real Income by Getting TIPSy
Well, it has been a while, but our fictional friends Bob and Fred are finally getting some attention again. We’re pulling their financial plan out of stasis to illustrate how we can (A) build an inflation-protected income bridge from retirement to age 70, enabling someone to maximize benefits by delaying Social Security claiming and (B) add a long-term stream of inflation-protected income on top of Social Security, to fill a gap between promised benefits and inflexible annual spending needs.
“LifeX Funds Answer the Call” on Advisor Perspectives
Lifetime inflation-protected income (up to age 100) from a mutual fund!
โTD-to-Schwab Tax ‘Gotcha’ Coming in Januaryโ on Advisor Perspectives
Advisors who set up recurring withdrawals at TD need to beware. With the transition to Schwab, those scheduled January withdrawals may take effect in December instead.
โLong-Horizon Investing, Part 5: Real-Life Applications Pre-Retirementโ on Advisor Perspectives
The final installment on Advisor Perspectives focuses on goals-based investing techniques pre-retirement.
โLong-Horizon Investing, Part 4: Real-Life Applications in Retirementโ on Advisor Perspectives
In Part 4, we get practical, demonstrating how discoveries from previous articles can be applied to a goals-based investment approach in retirement.