On Retirement Income, Part 9: TIPS Q&A
TIPS investing is complicated! We answer some of your questions here.
On Retirement Income, Part 8: Get Real Income by Getting TIPSy
Well, it has been a while, but our fictional friends Bob and Fred are finally getting some attention again. We’re pulling their financial plan out of stasis to illustrate how we can (A) build an inflation-protected income bridge from retirement to age 70, enabling someone to maximize benefits by delaying Social Security claiming and (B) add a long-term stream of inflation-protected income on top of Social Security, to fill a gap between promised benefits and inflexible annual spending needs.
“LifeX Funds Answer the Call” on Advisor Perspectives
Lifetime inflation-protected income (up to age 100) from a mutual fund!
“TD-to-Schwab Tax ‘Gotcha’ Coming in January” on Advisor Perspectives
Advisors who set up recurring withdrawals at TD need to beware. With the transition to Schwab, those scheduled January withdrawals may take effect in December instead.
“Long-Horizon Investing, Part 4: Real-Life Applications in Retirement” on Advisor Perspectives
In Part 4, we get practical, demonstrating how discoveries from previous articles can be applied to a goals-based investment approach in retirement.
“Long-Horizon Investing, Part 1: A Ton of Feathers” on Advisor Perspectives
I’m excited to announce the publication on Advisor Perspectives of the first article in a five-part series entitled “Long-Horizon Investing”!
On Retirement Income, Part 6: Guaranteed Income Sources (Social Security, Etc.)
One of the most significant facets of “goals-based investing” is matching inflexible spending needs with secure income sources, most notably Social Security.
I-Bond Rates are Down…What Now? We (and Kenny Rogers) Have Some Ideas
The headline rate on I-Bonds has fallen below T-Bills, CDs, etc. Round Table presents a Kenny Rogers-inspired framework for considering your I-Bond options now.
On Retirement Income, Part 2: The 4% Rule Launches a Bigger Discussion
Let’s dig further into the facts and foibles of the 4% rule, as a launchpad for a broader discussion about retirement income.
Don’t Chase the Hot Dot
SPACs, Memes, NFTs… The investing world had no shortage of “hot dot” investments that grew rather startlingly less hot in 2022. See our thoughts on “hot dot” (or not) investing.