I-Bond Rates are Down…What Now? We (and Kenny Rogers) Have Some Ideas
The headline rate on I-Bonds has fallen below T-Bills, CDs, etc. Round Table presents a Kenny Rogers-inspired framework for considering your I-Bond options now.
I-Bonds: Get Your “Free Lunch” While It’s Hot!
October is the final month to take advantage of a 9.62% annualized rate for six months by purchasing “Series I Savings Bonds” (or “I-Bonds”) from the U.S. Treasury.
I-Bonds vs. TIPS: Compare and Contrast
This article presents an in-depth compare/contrast between I-Bonds and TIPS, with basic facts and color commentary—including several surprising discoveries!
Are I-Bonds the Fabled “Free Lunch”?
I-Bonds are paying a government-guaranteed rate that is higher than what is available in other types of bonds. Is this a “free lunch”? If so, how can that be?
I-Bonds
I-Bonds are government-guaranteed savings bonds that pay a fixed rate plus the recent inflation rate. From May through October 2022, these bonds pay 9.62% annualized, due to prevailing high inflation.